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Expected Value

Expected value is the weighted average of all possible outcomes, where each outcome is multiplied by its probability. It's the core tool of Probabilistic Thinking for comparing decisions under uncertainty.

How It Works

If a bet has a 50% chance of winning $100 and a 50% chance of losing $40, the expected value is (0.5 × $100) + (0.5 × −$40) = $30. Even though you might lose on any single try, repeatedly taking bets with positive expected value is how you win over time.

Why It Matters

Expected value forces you to weigh both the probability and the magnitude of outcomes — not just whether something "could" happen. A low-probability event with catastrophic consequences can have a large negative expected value, which is exactly why Margin of Safety matters: you're protecting against the tail of the distribution.

Connections

Warren Buffett and Charlie Munger think in expected value constantly. Buffett looks for investments where the expected value is overwhelmingly positive — situations where the downside is limited and the upside is large. This is Probabilistic Thinking applied to capital allocation.

Base Rates provide the starting probabilities you need before you can calculate expected value. Without a realistic sense of how often outcomes occur, your expected value calculations are built on sand.

Prompts

How do you calculate Expected Value? Multiply each possible outcome by its probability, then sum them all together. Why can a low-probability event still dominate an Expected Value calculation? If the magnitude of the outcome is large enough (catastrophic loss or enormous gain), it can outweigh its low probability.

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